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Buying Your New Canmore Home

Buying your New Canmore Home
Interior of home in Canmore

Dreams

Finding a house is easy. Finding YOUR home takes time and a focus on details.

Step 1 - Lists! Together we will write down all the qualities of your perfect dream home, from absolute musts to fun to haves!

Step 2 - Search! Through database research, contacts and a passion for match making, we will create a list of homes that match your dream home as closely as possible.

Step 3 - View! Now we take the lists to task! I will create a seamless viewing experience of the homes that you want to see. You can relax, focus and enjoy.

 

Details

The 3 R's to success and staying far away from buyer's remorse.

Step 1- Refine! We’ve gone out and looked at our original list of houses, now it’s time to refine that list. Which houses met your criteria? Which houses felt right? Which ones do you want to see again?

Step 2 - Revisit! Let's see it again! Choosing a home is a big deal. Let’s make sure it’s right for you!

Step 3 - Rethink! We think we found the one! The kitchen isn’t quite as you had hoped. Time for me to break out my list of contacts in contracting and renovations so you can make an informed decision based on real professionals and solid numbers.

home in Canmore Interior
Putting your feet up in your new Canmore home

Reality

We found it! This is it!

Step 1- The Offer! It’s time to make a well informed decision. Together, armed with all the details, we will make an offer that best suits you!

Step 2- Negotiations! This is where the action takes place. I will continue to work my hardest to get you the best deal possible and inform you of all the options you have available. This is a fast paced, action packed time so attention to detail is everything!

Step 3 - Closer! The price is right, the inspections are done, financing is in place, it’s time for me to make sure all the i’s are dotted and t’s are crossed. Paper work is in and your new home is ready! Congratulations!

My job doesn't end at the sold sign. Need information about local Canmore painters or contractors? Need contacts for Canmore moving companies? I will be there to help you during all of your transitions with the knowledge and expertise you will have come to expect.

Common Questions
It's my first time buying a house, how do I get pre-approved for a Mortgage?

Getting pre-approved for a mortgage for the first time can be a scary first step. There are many wesites that you can do mortgage calculations on to get an idea of what payments would look like in different scenarios. Getting pre-approved will require 

  • identification
  • proof of employment
  • proof you can pay for the down payment and closing costs
  • information about your other assets, such as a car, cottage or boat
  • information about your debts or financial obligations

You can do this at any Bank or with a Mortgage Broker.

 

What does a Mortgage Broker do?

A Mortgage Broker is a licensed professional who compares mortgages from a variety of lenders to find the best option for their clients. When they receive a mortgage application, a Mortgage Broker will shop it around to their lenders to see which lender will give you the best interest rates, conditions, and terms.

Mortgage Brokers don't charge YOU for their work. In most cases, a mortgage broker earns a one-time commission from the lender (the one approving your mortgage). The amount can vary from 0.50% to about 1.20%, depending on the type of mortgage they sell and what the lender is offering.

How do I know I am paying a fair price for the house I want?

Your REALTOR® should do a considerable amount of work looking up comparable houses in the area you are looking in. This helps you have a really good idea about what would be a fair price for the house you want to buy. Negotiations are a big part of Real Estate transactions. Be ready to have flexible thinking when in the offer stage of home buying. I like to say "ask for what you want and see what you can get".

Whether you are buying your first home, looking to upgrade or planning on downsizing I am here for you every step of the way. 

Handy Canmore Resources

Mortgage Brokers in Canmore and the Bow Valley

Canmore Mortgage Solutions Tel:403-688-0166
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

CML Canadian Mortgage Lender Tel:403.678.9988
Email:This email address is being protected from spambots. You need JavaScript enabled to view it.
 

Mortgage Connection Tel:587.316.225 Email:This email address is being protected from spambots. You need JavaScript enabled to view it.

Shannon Hendrikse Tel: 403-707-7485 Email: This email address is being protected from spambots. You need JavaScript enabled to view it.